We offer several different types of checking accounts. From student to senior, for everyday expenses to investing, we have you covered. Choose the account that is right for you!

Any additional services on these accounts such as a stop payment order or an overdraft will be charged the normal service fee according to our current fee schedule.

* Subject to credit approval – separate application.


FREE Checking
  • No monthly service charge
  • $100 Minimum balance to open account
  • Unlimited check writing
  • Pay for own checks
  • Qualify for a PNB Money Card*
  • Overdraft protection plan available
  • Free internet banking

BanClub Checking
  • No minimum balance
  • Unlimited check writing
  • Free wallet style checks – limited designs available
  • Qualify for a PNB Money Card*
  • No fee on travelers’ checks
  • Photocopy service – 10 cents per copy
  • Accidental life insurance – service charge $5, $6, or $7
  • Overdraft protection plan available
  • Free internet banking

NOW Checking
  • $750 Minimum balance
  • Interest paid monthly (the rate may change after the account is opened)
  • Unlimited check writing
  • Pay for own checks
  • Qualify for a PNB Money Card*
  • Overdraft protection plan available
  • Should your actual balance fall below the minimum balance requirement during the statement cycle, a $7.50 service charge and 20 cents per debit will be assessed.
  • Free internet banking

SUPER NOW Checking
  • $2,500 Minimum balance
  • Interest paid monthly (the rate may change after the account is opened)
  • Unlimited check writing
  • Pay for own checks
  • Qualify for a PNB Money Card*
  • Overdraft protection plan available
  • Should your actual balance fall below the minimum balance requirement during the statement cycle, a $10.00 service charge and 20 cents per debit will be assessed.
  • Free internet banking

PNB Platinum NOW Checking
  • $25,000 Minimum balance
  • Tiered variable interest (the rate may change after the account is opened)
  • Interest paid monthly
  • Monthly statement
  • Unlimited check writing
  • Free printed checks (specialty only)
  • Free PNB Money Card*
  • Free internet banking
  • No closing costs on a new Home Equity Line of Credit
  • Should the balance fall below the $25,000 during the monthly statement cycle, a $15.00 service charge and a .20 per debit fee will be assessed.

Student Checking
  • No minimum balance
  • No service charge
  • Unlimited check writing
  • Pay for own checks
  • Qualify for a PNB Money Card*
  • Overdraft protection plan available
  • Free internet banking

Senior Checking (Silver $ Club)
  • No minimum balance
  • No service charge
  • Unlimited check writing
  • Free wallet style checks – limited designs available
  • Qualify for PNB Money Card*
  • No fee for money orders (limit 5)
  • Photocopy service – 10 cents per copy
  • 25% discount on a safe deposit box
  • Special events throughout the year
  • Bank newsletter
  • Members with an interest bearing checking account will be subject to service charges per those accounts.
  • Free internet banking

Money Market
  • $1,000 Minimum balance
  • Tiered variable interest (the rate may change after the account is opened)
  • Interest paid monthly
  • Monthly statement
  • Pay for own checks
  • Limited combination of 6 - checks, automatic, pre-authorized, telephone, or computer transfers.
  • Should the balance fall below the $1,000 during the monthly statement cycle, a $10.00 service charge will assessed.
  • Free internet banking

Premium Money Market
  • $10,000 Minimum balance
  • Tiered variable interest (the rate may change after the account is opened)
  • Interest paid monthly
  • Monthly statement
  • Pay for own checks
  • Limited combination of 6 - checks, automatic, pre-authorized, telephone, or computer transfers.
  • Should the balance fall below the $10,000 during the monthly statement cycle, a $10.00 service charge will be assessed.
  • Free internet banking

 

 
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