Personal

Savings

Select Your Lifesaver

Comparison table of personal savings accounts #1
	Savings Account	Young Savers Account	Christmas Club
Description	A straightforward option to start saving a little or a lot	A starter savings account for children 12 and younger	An easy way to save up for holiday expenses throughout the year
Minimum Deposit to Open	$100	$10	None
Minimum Monthly Balance	$100	$10	None
Monthly Service Charge	If daily balance falls below $100, a monthly $3.00 service charge will be assessed.	None	None
Interest Rates¹	See Rates	See Rates	See Rates
Interest Paid	Monthly	Monthly	Annually at Maturity
Online & Mobile Banking
Free PNB Piggy Bank and $5 Match for First Deposit

Comparison table of personal savings accounts #2
	Money Market	Premium Money Market	Certificate of Deposit
Description	A savings option that earns higher interest than a standard savings account	A money market account that earns more when you save more	A savings option that earns our best interest rates for a fixed period
Minimum Deposit to Open	$1,000	$10,000	$500
Minimum Monthly Balance	$1,000	$10,000	$500
Monthly Service Charge	If daily balance falls below $1,000, a monthly $10.00 service charge and $.20 per debit fee will be assessed.	If daily balance falls below $10,000, a monthly $10.00 service charge and $.20 per debit fee will be assessed.	None
Interest Rates¹	See Rates	See Rates	See Rates
Interest Paid	Monthly	Monthly	Terms vary from 3 to 60 months
Monthly Withdrawal Limit	N/A	N/A	0 (penalty for early withdrawal)
Online & Mobile Banking